India’s government welfare programs are among the largest in the world. Yet millions in subsidies are lost to inefficiencies, delays, or poor tracking. Xeva empowers state and central governments with a scalable prepaid card platform that digitizes disbursements, eliminates leakages, and builds transparency into every transaction.
With Seva Cards, governments can deliver Direct Benefit Transfers (DBT) to verified beneficiaries through Aadhaar-linked prepaid cards. Each cardholder receives funds that can only be used on eligible expenses, ensuring intended usage and simplifying audits. The card also enables citizens to access discounts, insurance, and optional savings features, making each rupee go further.
Provide seasonal subsidies, crop inputs, or relief payments directly to farmers. Funds can be restricted to use at agri-input merchants, ensuring utility and preventing diversion.
Implement programs like Ladli Behena or Kanyadaan by issuing cards preloaded with financial support. Offer access to essential goods, healthcare, and safety-linked insurance.
Disburse scholarships, coaching subsidies, or hostel allowances to students with real-time tracking of expenditure across books, tuition, and exam services.
Use Seva Cards to pay NREGA wages, construction worker allowances, or reimburse contractors. Payments are traceable, quick, and non-cash.
Bundle maternal welfare payments or OPD assistance with accident and medical insurance. Provide cashless support for diagnostics and health-related expenses.
Residents can save 7–15% monthly on essentials through Seva—on groceries, health, education, and more—simply by using the card.
Seva Cards go beyond just transferring money. They integrate smart technology, purpose-driven design, and financial empowerment tools:
Every card is Aadhaar-linked and verified to prevent duplication and leakage.
Savings from discounts can be auto-invested into digital gold or mutual funds daily.( Coming Soon )
Cards work seamlessly with existing DBT pipelines and backend integrations.
Governments can set spend controls by category (e.g., health, grocery, education).
Cardholders enjoy built-in accident insurance and discounts at partner stores.
Xeva has signed MoUs with key departments in Goa and Madhya Pradesh, covering farmer disbursements, women welfare schemes, and student benefits.
Our platform integrates with state treasury systems and government onboarding APIs, enabling seamless release and reconciliation of funds. Partnering with Visa, Pine Labs, and various partners, we’ve ensured financial infrastructure compliance and operational readiness.
We Work Directly With Departments To:
Identify eligible beneficiaries and connect with Aadhaar or existing databases.
Design and print co-branded prepaid cards aligned to the scheme.
Onboard and train merchants and Government Authorised Kendra operators across districts.
Set up dashboards and performance reporting tailored to scheme KPIs.